What are Some Ways to Fix a Poor Credit Score?

Tips on Fixing a Poor Credit Score

We all know how easy it can be to get behind financially. When this happens, your credit score can be negatively affected. In fact, here at Gil’s Auto Sales we have customers coming into our dealership on a daily basis with less than desirable credit. We are willing to work with drivers at all credit levels to try to get them into a nicer newer, more worry free vehicle. However, we are also aware of the fact that a poor credit score can really harm a person’s finances. Oftentimes, once someone has harmed their credit score, they have no idea how to rebound from that. Therefore, we have decided to dedicate this article to highlighting some tips on fixing a poor credit score, continue reading to learn more.

Get it Headed in the Right DirectionTake a Look at Your Credit Report

The first thing that we recommend doing is analyzing your credit report to give yourself an idea of how good or bad your credit is right now. All of us have a credit report, however, very few of us have actually taken the time to take a look at it. There could be fraudulent information, bills you didn’t know were outstanding or even evidence of identity theft that has gone unnoticed until now. You can address all of these issues by simply taking a look at your credit report.  Also, it’s completely free to check your credit score through website such as www.creditkarma.com, so we encourage you to utilize that resource.

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Catching up on Your Payments

We totally understand that money is very tight for a lot of us in the current economic climate. As a result, it can be very easy to fall behind on payments. However, it’s important to catch up on bills as much as possible, because your bills have a large impact on your credit score.

Paying Your Bills on Time

Another thing that is very important to maintaining a good credit score (or rebuilding one), is to pay your bills on time. We encourage you to set up an automatic withdrawal system for your bills where the bills are directly taken out of your bank account each month. This way you don’t have to worry about getting forgetful and you’ll know that your bills are always being paid on time.  

Read More: What are Some car Buying Tips for new College Graduates?

As we said earlier, we are willing to work with drivers of all credit situations to help get them into a nicer, newer and more reliable vehicle. Our financing department in top notch, so we encourage you to stop in and visit us today at Gil’s Auto Sales.

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